Human Mortgage
Mortgage advice for real decisions, not transactions.
We believe the person matters more than the process. Human Mortgage is mortgage advice built on trust, clarity, and genuine care.
Human Mortgage is a Canadian mortgage brokerage based in White Rock, British Columbia, operating under XEVA Mortgage and licensed by the BC Financial Services Authority. We help homebuyers, homeowners, and real estate professionals across Canada with purchases, renewals, refinancing, and reverse mortgages. With access to over 50 lenders and a commitment to honest, pressure-free guidance, we search for the mortgage that fits your life. Every consultation is free, and every recommendation comes with a clear explanation of your options. See what working with us looks like.
What you should feel when you work with us:
Our Three Principles
No decisions without explanation
Every option, every rate, every number, explained in plain language so you can decide with confidence.
No pressure without options
We present your choices, explain the trade-offs, and let you decide on your timeline. Always.
No silence during uncertainty
From application to close, you’ll never wonder what’s happening. We keep you informed at every step.
How Can We Help?
Every mortgage situation is unique. Here's where we add value.
Purchase
First-time buyers and move-up buyers. We guide you from pre-approval to keys in hand.
Learn moreRefinance
Access your equity, consolidate debt, or restructure your mortgage for better terms.
Learn moreRenewal
Your renewal is an opportunity, not a formality. Let us find you a better deal.
Learn moreReverse Mortgage
Access the equity in your home while continuing to live in it. For homeowners 55+.
Learn moreMeet the Humans
Andrew Homeyer
CEO
The architect behind the systems. Andrew builds the technology and strategy so Joshua can focus on what matters: you.
Meet Andrew
Joshua Resvick
CHO, Chief Human Officer
The person you’ll talk to. Joshua guides you through the mortgage process with patience, clarity, and zero jargon.
Meet JoshuaWhat Our Clients Say
From our first call, we felt like we mattered. Not just our mortgage file, but us, as people.
Sarah & David T.
First-time buyers
Joshua walked us through every option without any pressure. We actually understood what we were signing.
Michael R.
Refinance client
I’ve worked with mortgage brokers before. Human Mortgage is the first one that felt human.
Priya S.
Renewal client