Legal
Terms of Use
Last updated: March 3, 2026
By accessing and using the Human Mortgage website (humanmortgage.ca), you agree to the following terms and conditions. If you do not agree, please do not use this website.
1. Use of This Website
This website is provided for informational purposes only. The content on this site is intended to give you a general understanding of mortgage products and services. It does not constitute financial advice, a mortgage commitment, or an offer to lend until an engagement has been established between you and Human Mortgage.
2. No Professional Advice
The information presented on this website does not constitute mortgage, financial, legal, or tax advice. Every mortgage situation is unique. For personalized guidance tailored to your circumstances, please contact us directly to speak with a licensed mortgage professional.
3. Accuracy of Information
We strive to keep all information on this website accurate and up to date. However, mortgage rates, terms, conditions, and lender policies change frequently. We make no guarantees that the information on this site reflects current rates or policies. We do not publish rates on this site because they change frequently. Contact us directly for the most current information.
4. Intellectual Property
All content on this website, including text, graphics, logos, images, design elements, and branding, is the property of Human Mortgage and is protected by Canadian and international copyright and trademark laws. You may not reproduce, distribute, or create derivative works from this content without our written permission.
5. Third-Party Links
This website may contain links to third-party websites, including lender and partner websites. These links are provided for your convenience. We do not control, endorse, or assume responsibility for the content, privacy policies, or practices of any third-party site.
6. Limitation of Liability
To the fullest extent permitted by law, Human Mortgage shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of this website, reliance on any information provided, or any errors or omissions in the content. Use of this website is at your own risk.
7. Governing Law
These terms are governed by and construed in accordance with the laws of the Province of British Columbia and the federal laws of Canada applicable therein. Any disputes arising from the use of this website shall be subject to the exclusive jurisdiction of the courts of British Columbia.
8. Regulatory Information
Human Mortgage operates under XEVA Mortgage LLC, a brokerage licensed and regulated by the BC Financial Services Authority (BCFSA). All mortgage brokers associated with Human Mortgage are licensed professionals who adhere to the standards and requirements set by BCFSA.
9. Changes to Terms
We reserve the right to update these terms at any time.
10. Contact
If you have questions about these terms, please contact us: